Property taxes are taxes paid to the county where you live to support local government. Some of the money will go to school districts for things like teacher salaries and pension, and some will go to your municipality for police and fire protection. Your tax bill will give you a breakdown of where the money is distributed generally.
Chicago is a city of lush architectural history. Home design in Chicago is particularly unique, and a number of regionally specific styles paint large swaths of it’s neighborhoods.
Ever wondered where your home sits among the heavy hitters of Chicago’s residential landscape? Odds are, if it’s in Chicago, it’s somewhere on this list!
Many first time home buyers are uncertain about when to shop for a mortgage and how to do so. It’s probably easier and less time consuming than you think.
Here are some quick tips on shopping for a mortgage:
- You only need to talk to one bank initially
- All banks follow the same guidelines outlined by Freddy Mac and Fannie May for loan preaprovals
- When you are under contract, then you can shop around to different lenders to find the best loan
ILEBA, or the The Illinois Exclusive Buyer’s Agent Organization, is an Illinois non-profit with a mission of pairing real estate buyers and suitable real estate agents in the state. The organization prides itself on providing functional matches, and connecting buyers with ethical, professional agents that meet their specific needs. [Read more…]
A lot of first time home buyers don’t know what to expect when interviewing with a buyer’s agent. I recently had one of my prospective home buyers interview me on camera so that you can get a feel for what a meeting will be like:
I specialize in helping buyers.
That’s all I work with day and night for last 17 years. Most list agents from big brand name companies spend their day with sellers or developers marketing homes. If they happen to get a buyer, great, but really afterthought. So our time and focus on buyers gives us advantage.