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Illinois Home Buyer Program

Apply for the Illinois Home Buyer Program and get assistance buying the home you deserve.

The Illinois Home Buyer Program features many paths to home ownership. By partnering with various government agencies, private lenders, and not for profit programs, we will find the best way for you to make owning your next home a reality. Everyone qualifies for at least $500 in home buying assistance!

This Program Features

  • Down Payment Assistance
  • Loan Pre-Approval
  • Assistance in Your Home Search
  • An Expert Negotiator in Your Corner To Help Lower Your Purchase Price

Some of the assistance you may qualify for includes:

IHDA Mortgage

The Illinois Housing Development Authority (IHDA) offers a variety of mortgage and up to $10,000 in down payment assistance products for Illinois homebuyers who meet income and other program guidelines.

HomeOne Mortgage

Freddie Mac’s 3% down payment solution for first-time homebuyers.

FHA Loans

Backed by the Federal Housing Administration require as little as a 3.5% down payment.

USDA Guaranteed Loans

US Department of Agriculture (USDA) assists low and moderate-income buyers in rural and suburban areas.

Illinois SmartBuy Program

Provides up to $40,000 in assistance for student loan debt relief.

Finally Home

This Illinois State Treasurer’s Office program helps Illinois residents who might not qualify for a conventional loan purchase or refinance a home. Finally Home guarantees up to 10 percent of a qualifying loan.

HomeReady Mortgage

Offered by Fanny Mae for low-income buyers requires a 3% down payment

Home Possible Mortgage

Offered by Freddie Mac for very low to low-income borrowers, first time homeowners, move up borrowers and retirees with a 3% down payment.

ILEBA Illinois Home Buyers Program

Offered exclusively through ILEBA affiliated agents, this program is available to any buyer under any circumstances. Everyone qualifies for at least $500 in down payment assistance.

Fill Out the Form Below to Apply for the Illinois Home Buyer Program